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An Authorized Resource for
Georgia Veterinary Medical Association Members
A Strategic Partner Resource for GVMA Members

Retirement Plan Support Built for Georgia Veterinary Practices

A strong 401(k) plan can help your practice recruit and retain staff, support team financial well-being, and create meaningful savings opportunities for owners. Through BrightLife Wealth and 401GO, GVMA members can explore a practical retirement plan option designed for small and growing veterinary teams.

Schedule a Complimentary Consultation

For practice owners, managers, and teams who want a plan that is easier to launch and easier to manage.

Veterinarian with horse in field

Why This Matters for GVMA Members

GVMA members work hard to build practices that serve their communities well. A retirement plan should support that same goal inside the business by helping you invest in your people, strengthen retention, and plan confidently for the future.

This strategic partnership is designed to help Georgia veterinary practices explore a practical, modern retirement-plan solution with guidance grounded in the realities of veterinary practice life.

$24,500
2026 Employee 401(k) Contribution Limit
IRS 2026 limit for employee salary deferrals. Participants age 50 and older may generally contribute an additional $8,000 in catch-up contributions.
$72,000
Combined Annual Additions Limit for 2026
Includes employee deferrals, employer contributions, and other annual additions, subject to compensation and plan rules. Higher totals may apply when catch-up contributions are available.
$9/participant
Starting Price via 401GO
Pricing as published by 401GO. Subject to plan tier and participant count. Contact BrightLife Wealth for details.
Benefit Your Practice

A Retirement Benefit Can Strengthen Your Team and Your Practice

Offering a retirement plan can help your practice stand out to candidates and keep valued team members longer.

A well-designed plan can support retention, improve recruiting conversations, and create potential tax advantages for the business.

Veterinary practice owner in clinic
Modern Retirement-Plan Support

Explore a Retirement Plan Option Designed to Be Practical, Manageable, and Quick to Launch

Through BrightLife Wealth and 401GO, GVMA members can explore a modern retirement-plan solution built for small and growing businesses. Setup, administration, and ongoing support are designed to reduce friction so practices can stay focused on patient care and operations.

Straightforward Setup for Busy Practices

The setup experience is designed to be simple and guided, even for practices offering a retirement benefit for the first time. BrightLife Wealth helps members understand the process and next steps from start to finish, completing the plan setup process in as little as 15 minutes.

Payroll Integrations That Help Reduce Admin Burden

Supported payroll integrations can help automate contributions and reduce manual work for your team, making ongoing plan administration easier to manage.

Tools and Education for Your Team

Participants can access tools and education designed to help them engage with the benefit, understand their options, and make more confident long-term financial decisions.

Built for Your Stage of Business

Whether You Are Just Starting Out or Already Growing, There Is a Plan for You

Whether you are launching a plan for the first time, reviewing your current option, or preparing for growth, BrightLife Wealth can help you evaluate what fits your team size, goals, and budget.

Entry

GO-STARTER

A Safe Harbor 401(k) plan ideal for very small practices. Straightforward compliance, live expert support, and an affordable starting point for practice owners who are ready to offer a retirement benefit for the first time.

GO-PLUS

Designed for growing practices, GO-PLUS includes a dedicated relationship manager, an ERISA bond, and access to True360 payroll integration. A strong fit for practices transferring an existing plan from another provider.

Full-Featured

GO-MAX

The most feature-rich tier, built for practices in competitive hiring markets where a differentiated benefits package is essential to attracting and retaining top veterinary talent.

This Benefit Can Support Owners Too

Support for Owners as Well as Staff

Meaningful retirement-saving opportunities may be available for practice owners

Practice owners often have planning opportunities that differ from those of employees. BrightLife Wealth can help owners understand how retirement-plan design, employer contributions, and overall business goals may work together for both the practice and the owner's long-term planning.

Explore Options for Your Practice

Contribution limits and eligibility depend on plan design, compensation, age, and individual circumstances. Members should consult the appropriate financial, tax, or legal professional regarding their specific situation.

Marcia Miller, Founder and Wealth Advisor, BrightLife Wealth
Your Guide

Guidance Grounded in Veterinary Practice Life

Marcia Miller brings experience helping veterinarians navigate the financial decisions that often shape practice life, from retirement planning and cash flow to ownership transitions and long-term strategy.

Her work with GVMA reflects a commitment to practical, relevant guidance for the veterinary community in Georgia. Marcia believes a retirement plan is not just a line-item benefit. It can be part of how a practice supports its people, strengthens operations, and plans for the future.

Topics practice owners may want to discuss:

  • Student loan repayment and forgiveness strategies
  • Practice growth, cash flow, and ownership planning
  • Tax-efficient investing and retirement planning
  • Business succession and exit strategy
  • Risk management for you and your practice
How to Get Started

Three Simple Steps to Explore Your Options

1. Schedule

Book a complimentary consultation with Marcia at a time that works for your practice.

2. Review Options

Discuss your team size, goals, and budget to see which plan tier may be the right fit.

3. Decide What Fits

Move forward at your own pace with guidance grounded in veterinary practice life.

GVMA Members

Explore What Could Work for Your Practice

Schedule a complimentary consultation to discuss what fits your practice, your team, and your goals.

Schedule a Complimentary Consultation

No pressure — just a practical conversation about your options as a GVMA member.

For owners, managers, and practices evaluating new or existing retirement-plan options.